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Interest Free Instalments 

We’ve teamed up with Splitit to offer a convenient way to spread the cost of paying for your hot tub, Alfa Pizza Oven or even any of our premium outdoor living products with no applications or credit checks

Splitit. No Interest or fees, no applications or credit checks. Available Now at Penguin Spas Premium Outdoor Living
0% Interest or Fees available on a range of hot tubs and Penguin Spas outdoor living collection

No interest or fees

Splitit allows you to pay for your purchase over time before accruing any interest.

Splitit. No applications – Now Available at Penguin Spas Premium Outdoor Living

No applications

You use your existing credit card, so there’s no need to create another account.

Splitit. No Credit Checks – Now Available at Penguin Spas Premium Outdoor Living

No credit checks

All you need is the balance available on your credit card.

Say it with us: No. New. Loans

You’re a responsible credit card user. So why do “buy now, pay later” providers treat you like you’re not? Instead of doing sneaky credit checks and charging hidden fees, Splitit lets you make monthly payments on the credit you already have—all at your own pace.

How it works

It’s a new day for payments—one where you can earn the credit card rewards you love, choose the number of installments, and gain a level of control that traditional “buy now, pay later” providers can’t – or won’t – give you.

Splitit guarantees your purchase, by placing a hold on your credit card, while the total amount is outstanding. This is not a payment, it’s just a pre-authorization that allows you to pay off your balance over time, before accruing any interest. Just pay as you go and Splitit will re-authorize the hold and reduce the amount each month.

Checkout in 3 simple steps

1. Choose Splitit at checkout

Always 0% interest. Never any late fees.*


2. Select the number of payments

You choose the number of monthly payments that suit you and your budget.

3. Enter your credit card details

Pay right on your credit card. No applications or credit checks needed.


You get all the benefits of paying with your credit card, including rewards, transaction insurance and protection against fraud.

*Credit card terms & conditions apply

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0% Finance Available on our full range of products

Please note: Splitit is only available on the products listed below and is not available on subscriptions, servicing, repairs, parts, or labour.